San Diego, North San Diego County, California Real Estate Agent - About The Fisher Team

All agents are NOT alike! Find out why we are top real estate experts. Call us: 858-748-9077.

Find out about the latest homes for sale first!
We add our newest listings to this web site first. It can be some time before they appear in the MLS.
Find Out More >
View All Offers >

"Agents responded very quickly"
“(The Fishers) took a commendable amount of personal initiative"
–-(Questionnaire respondent)
Read Quote >
View All Quotes >

Compare three mortgages at one time. Download TripleCalc now. It's free.

Find Out More >
Download Now >

The Fisher Team is one of The Top Selling Real Estate Experts™
Find Out More >

Poway Unified
School District

Coming Soon
Find Out More >

Welcome > Agent Info > Professional Designations – What Do They Mean? ...

	CRS Certified Residential Specialist Advanced designation awarded by the REALTORS® National Marketing Institute of the National Association of REALTORS® to only 5% of agents and brokers nationwide. It represents the highest standard of performance within the real estate industry. Both *Pam and Bill* are Certified Residential Specialists.
	CRB Certified Residential Broker Designation recognized throughout the industry as the symbol of excellence in brokerage management. Brokers receiving the CRB designation are singled out as leaders in the real estate industry, having earned the highest level of professional achievement and recognition in this specialized field. *Pam* is a CRB. Both *Pam and Bill* are real estate brokers.
	CRP Certified Relocation Professional This designation is awarded by the Employee Relocation Council, an organization encompassing the entire relocation industry. E-R-C provides leadership, services and assistance to members serving relocating families and awards the CRP designation to members who meet exacting criteria. It is the most coveted designation available to relocation professionals. Superior knowledge of industry issues must be demonstrated. *Pam* was one of the first real estate professionals nationally to receive this designation, in 1990.
	CIPS Certified International Property Specialist This prestigious designation recognizes a small elite group of REALTORS® globally with training and experience in working with international clients and property. REALTORS® must have an academic understanding of this specialized area of real estate and have successfully completed international real estate transactions, as well as a rigorous series of seminars encompassing worldwide business methods and customs. Pam is a CIPS designee.

	GRI Graduate, REALTORS® Institute This nationally recognized designation requires certain experience and education, as well as membership in the State and National Associations of REALTORS. It signifies commitment. *Pam and Bill* have each earned this designation.

	e-PRO Internet Professional This designation signifies that an agent has completed the e-PRO technology training program and is recognized as a leader in the practice of Online Real Estate. *Bill* has earned this distinction.

•	Resume of Pam Fisher
•	Resume of Bill Fisher

•	Professional Designations – What Do They Mean?

*Your Name:
*Your Email Address:
Send Latest Listings:
Send Latest News:
Your Message or Comments:

* Please note that fields marked with an asterisk are required.

Quick Response Guarantee >
Your Privacy Is Guaranteed >
Free & Without Obligation >

Financing Your Home >The Language of Financing

When you meet with a lender to apply for financing, you may feel as if you are in a foreign country when the loan officer begins to talk about points, Regulation Z margins, PMI, and ARMs.

You are not alone if you feel left behind by loan terminology. Like many professionals, lenders use a highly specialized language. Don't hesitate to ask for a translation! This is especially true if you are investigating some of the more complicated loans with rates that can be adjusted periodically. As you consider the various loan options, find out what the interest rate will be and at what point the lender will commit to that rate. If the loan has an adjustable rate, be sure that you understand how often the rate will adjust, and by how much your payments may go up. Find out if the loan can be assumed by a future buyer. The lender isn't trying to confuse you. The mortgage process is complicated, so just keep asking questions until you understand.

	See All Tips In The "Financing Your Home" Category >
	See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q	Which metropolitan area in America currently offers the most affordable market in which to buy new homes?
A	The housing market in Youngstown, Warren and Boardman, Ohio is currently the most affordable metro area in the U.S.
See More Real Estate Trivia >

The Fisher Team, REALTOR®, real estate agent and broker for San Diego, North San Diego County California home listings, property and land for sale - NUMBER1EXPERT(tm)

The Fisher Team
RE/MAX Ranch & Beach
16787 Bernardo Center Drive #A-6
San Diego, CA 92128
Pam's DRE License: 00661844
Bill's DRE License: 00785596
Tel: 858-748-9077
Fax: 619-342-4065
Email: FisherTeam@NUMBER1EXPERT.com
What sets the Fisher Team apart from the crowd is not only their numerous awards - and all the professional designations they have earned, but also the ability each of them has to listen. To be a good agent takes more than simply business skills and real estate experience, of which they have plenty. It takes personal dedication and a caring attitude, rarely found in today's competitive business world. What matters most to the home buyer or seller throughout the transaction – that’s what is most important to Pam and Bill.

www.FisherTeamSanDiego.com is brought to you by The Fisher Team
NUMBER1EXPERT™ in real estate for San Diego, North San Diego County, California, relocation and neighborhoods

Read The Fisher Team's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge