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First Time Home Buyers
Welcome > For Buyers > First Time Homebuyers ...

Buying your first home? Real estate agents are your professional guides. Make sure you choose a top expert or team of experts! 

You might be a bit afraid or intimidated by the thought of buying your first home. As top area real estate experts - and Accredited Buyer Representatives - it is our job to guide you through the process from beginning to end - and we look forward to helping you. 

We will take the time to go through each and every step of the buying process. There are no dumb questions! Together, we will consider these questions: 

- How much can you really afford? 

- How do you qualify for a mortgage? 

- How much cash you should put down? 

- Is it possible to buy a home with little or nothing down? 

- What does it take to get approved for financing. What are banks and other financial institutions looking for? 

- How much will your payments be? 

- What are the tax advantages of buying? 

- Is renting or buying better for you? 

If you will tell us a little about your situation by emailing us below, we'll get right back to you. You may also call us if you prefer. There is absolutely no charge, and we make this offer to help with no strings attached. 

Please see also "How to Buy a Home in Southern California" and review our resumes above. 

New to the home buying process? Tell us your concerns. Ask us questions. We consider it our job to help! There's no obligation, and we promise to get back to you quickly... 

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Real Estate Tips
Relocation >School Districts

The quality of the school district is a most important determinant of the market value of a house. For buyers with children, the quality of the local school system may be as critical to their decision as the appeal of the house.

The desire for a quality education usually causes parents who are in the market for a home to ask questions about the local school district. What is the annual expenditure per pupil and the average class size? Are special programs available? What percentage of high school graduates go on to college? What is the physical condition of the schools and the district's record in handling school bond proposals? Parents may also want to know the school board's educational philosophy.

A professional real estate agent has the experience and knowledge to help you choose the right community for your family.

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Real Estate Trivia
Q 
What real estate board game became the best-selling game in America just one year after it was created?

A 
Charles B. Darrow invented Monopoly in 1934, to cheer himself up while unemployed during the Great Depression. Monopoly is now the most popular board game in the world and has sold over 200 million copies.
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The Fisher Team, REALTOR®, real estate agent and broker for San Diego, North San Diego County California home listings, property and land for sale - NUMBER1EXPERT(tm)

The Fisher Team
RE/MAX Ranch & Beach

16730 Bernardo Center Dr.
San Diego, CA 92128
Tel: 800-248-8664
Email: FisherTeam@NUMBER1EXPERT.com

What sets the Fisher Team apart from the crowd is not only their numerous awards - and all the professional designations they have earned, but also the ability each of them has to listen. To be a good agent takes more than simply business skills and real estate experience, of which they have plenty. It takes personal dedication and a caring attitude, rarely found in today’s competitive business world. What matters most to the home buyer or seller throughout the transaction – that’s what is most important to Pam and Bill.

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