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Welcome > For Buyers > First Time Homebuyers ...

Buying your first home? Real estate agents are your professional guides. Make sure you choose a top expert or team of experts!

You might be a bit afraid or intimidated by the thought of buying your first home. As top area real estate experts - and Accredited Buyer Representatives - it is our job to guide you through the process from beginning to end - and we look forward to helping you.

We will take the time to go through each and every step of the buying process. There are no dumb questions! Together, we will consider these questions:

- How much can you really afford?

- How do you qualify for a mortgage?

- How much cash you should put down?

- Is it possible to buy a home with little or nothing down?

- What does it take to get approved for financing. What are banks and other financial institutions looking for?

- How much will your payments be?

- What are the tax advantages of buying?

- Is renting or buying better for you?

If you will tell us a little about your situation by emailing us below, we'll get right back to you. You may also call us if you prefer. There is absolutely no charge, and we make this offer to help with no strings attached.

Please see also "How to Buy a Home in Southern California" and review our resumes above.

New to the home buying process? Tell us your concerns. Ask us questions. We consider it our job to help! There's no obligation, and we promise to get back to you quickly...

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Buyers Remorse >Real Estate Jitters

Here is a typical scenario illustrating the effects of buyer's remorse. Your home was on the market for a few weeks, and you are now feeling fortunate because an attractive offer has been presented by qualified buyers. Once the ink dried on the contract forms, however, it seemed that everything suddenly threatened to come unraveled.

Once the buyers' earnest money check cleared their account, they suddenly came up with a list of concerns that never occurred to them before the purchase agreement was signed. Their fears and demands have turned them into touchy adversaries instead of the sweet young couple looking forward to starting a family. How could the atmosphere have changed so quickly?

Buyers and sellers are both susceptible to different forms of stress reaction known in the real estate field as "Buyers' Remorse" and "Sellers' Remorse". Fortunately, neither one of these conditions is contagious to real estate agents! An important part of our job is to help our sellers and buyers through their buying or selling jitters with understanding and humor.

	See All Tips In The "Buyers Remorse" Category >
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Q	Where would you go to visit the largest ancient castle in the world?
A	You would travel to Prague, Czech Republic, to see the Prague Castle, built in the 9th century, with a total surface area of 18 acres.
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The Fisher Team, REALTOR®, real estate agent and broker for San Diego, North San Diego County California home listings, property and land for sale - NUMBER1EXPERT(tm)

The Fisher Team
RE/MAX Ranch & Beach
16787 Bernardo Center Drive #A-6
San Diego, CA 92128
Pam's DRE License: 00661844
Bill's DRE License: 00785596
Tel: 858-748-9077
Fax: 619-342-4065
Email: FisherTeam@NUMBER1EXPERT.com
What sets the Fisher Team apart from the crowd is not only their numerous awards - and all the professional designations they have earned, but also the ability each of them has to listen. To be a good agent takes more than simply business skills and real estate experience, of which they have plenty. It takes personal dedication and a caring attitude, rarely found in today's competitive business world. What matters most to the home buyer or seller throughout the transaction – that’s what is most important to Pam and Bill.

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